We have had a pretty rough two years.We went from living pretty well and on our way to leaving our starter flat and going into our 1st house when hubby got retrenched and was without work for just under 3 months.
We seem to finally be above water financially, that dark time had us learn so many financial lessons.
We weren’t saving anything as the plan was to completely pay off all our debit so that when the time came we would have a brilliant credit record as well as hardly any debit except the bond.Boy did that plan so horribly pear-shaped in a flash.That brilliant credit record we were so proud of shattered when we skipped our 1st payment.
We have a new insight on our finances and the way forward.
I run a business from home so we have uncapped ADSL from Telkom – this is important for the info im about to share with you.
We were subscribers with a decoder ,in my opinion a major nice to have in this country, so much so that I once did a quick survey at my old office as to how many people subscribed and it was straight down the middle 50%.
It’s not cheap at R 699.00 per month plus the insurance ( this was the package we had as we figured with the rental facility the amount we would save on late fees was our justification)It just got to the point where the repeats on every channel where just regurgitating over and over – Christmas movies in June really made me flip.
I decided to so some research after there was a discussion on 702 – inbox me for the Facebook link .All you needed was an ADSL line , I tagged and sent hubby link after link about Netflix and within a week we were up and running.There was skepticism from may about the speed of our line but to date its been fine.
It cost $ 7.99 a month (yup you have to pay with your credit card and its in dollars but even with the hectic exchange rate you still saving).
Now we watch what we want when we want and without any ad’s.
Each family member gets a folder and you can search and save movies series documentaries etc so when you ready to watch them you can.
Are there any cons? Yes only one – our Telkom line was down for 2 weeks but we have a cupboard full of dvd’s for the kids so it wasn’t a major train smash.
To date its saved us R 3500.00 and continues to save us money.
FYI: we still pay out TV license annually.
FYI: when we go visit family and friends with still shocks us as to how we still come across theusual repeats – I kid you not
Check in from time to time and see where else I’ve saved money and how we did it.